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Career pension

Career pension enables those who have worked for a long time in a strenuous job to retire prior to the lowest pensionable age.

You are eligible for a career pension if:

1. You are at least 63 years of age;
2. Your work ability has weakened due to an illness, disability or injury;
3. You have been working for a minimum of 38 years in a strenuous job; and
4. You are currently working or your work has ended less than one year ago.

Career pension can be granted to cover the period between the age of 63 and the lowest pensionable age. Once the lowest pensionable age is reached, the pension converts automatically into old-age pension. The lowest age limit for old-age pension for those born in 1956 is 63 years and 6 months, so they only have the possibility to receive career pension for a maximum of 6 months. Correspondingly, those born in 1957 can receive career pension for 9 months, because their lowest pensionable age is 63 years and 9 months.

Applying for career pension

Applications for career pension must be submitted within one year from the date on which the strenuous work has ended. The pension cannot be granted retroactively. At the earliest, the pension can start on the first day of the month following the month in which the application is submitted. The preliminary decision to grant the pension is valid for six months.

You will need to attach the statement about your health status issued by the occupational health service and a report describing your work to your application. Self-employed persons will need to submit the same information.

Amount of career pension

The amount of career pension is equivalent to the amount of pension accrued by the date of retirement. You can check the amount of your accrued pension from your pension record.

Manage your pension and rehabilitation matters online

In Elo's Online Pension Service, you can do the following:

  • Review your pension record.
  • Submit an application and related attachments for career pension.
  • Choose electronic transactions

Elo is here to help and support you

Elo's Online Pension Service enables you to manage your pension and benefit matters whenever it’s most convenient for you. For pension and benefit matters, please call us at +358 (0)20 694 717 (weekdays 8 a.m.–5 p.m.)