Applying for survivors’ pension
A separate pension application form must be completed for the widow(er) and each child. A former spouse must also complete his/her own pension application to which is attached a copy of the maintenance agreement or decision.
A completed application can be submitted to Elo using Elo’s secure email connection at www.elo.fi/sahkoposti, through the Online Pension Service at www.elo.fi/elakepalvelu, or by mail to:
Elo Mutual Pension Insurance Company
FI-00003 BUSINESS REPLY
Amount of survivors’ pension
The basis for the survivors’ pension is the pension that the deceased individual was receiving or would have received as disability pension at the time of death. The survivors’ pension is determined based on the number of beneficiaries.
Other insurance security options in case of death
In addition to survivors’ pension under the valid earnings-related pension legislation, you can apply for the general survivors’ pension provided by Kela. Further information about the general survivors’ pension and its amount is available from Kela. Kela.fi/web/en/survivors >
Nearly all employees subject to statutory earnings-related pension insurance are considered as falling within the sphere of Employees’ Group Life Assurance. Self-employed persons do not fall within the sphere of this insurance. The insurance coverage continues for three years beyond the end of the employment relationship. If the employment relationship ended with retirement on disability pension, the employee shall remain covered by group life insurance for five years. Employees are no longer covered by the insurance once they retire on old-age pension. Further information is available from the Employees’ Group Life Assurance Pool. Employees’ Group Life Assurance Pool >