The earnings-related pension amount and pension record

Earnings-related pension accrues from work. The longer you work, the higher a pension you will receive. The pension accrues for employees from annual earnings and for self-employed persons from the YEL income in accordance with age-related accrual percentages. Pension is also accrued from benefits paid during unsalaried periods and work done alongside a pension. The life expectancy coefficient will have a reducing effect on the amount of pensions.

Elo’s Online Pension Service gives you access to information about the amount of your future pension and enables you to check your pension estimate and pension record. Self-employed persons can also take advantage of Elo’s YEL calculation service (YEL-laskuri).

In Elo’s Online Pension Service, you can do the following:

• Review the estimates for:
• Old-age pension 
• Partial early old-age pension and the subsequent old-age pension
• Disability pension and partial disability pension
• Rehabilitation allowance
• Review your pension record