The pension record shows the earnings, different benefits, and work history on the basis of which you have accrued pension.
Log in to Elo’s Online Service >
From 2022 the record that is sent to your home address contains data only from the current and previous six years. You can check your entire work history on the online pension record.
Here’s how it works:
1. Review the record carefully:
2. Request a correction if necessary:
If information in your pension record needs to be corrected, send a free-form request for the correction by email to Otepalvelu@elo.fi. The submitted request must include the specific information to be corrected and your contact information.
The processing time for a request is approximately six (6) months. You will receive a written response from Elo when the matter has been clarified. Check if any further correction is needed.
3. Select the online pension record.
Online pension record
If you review your pension record in the Online Service after March, you will no longer receive a pension record by mail during the current year. If you have already chosen to take the online pension record into use, you will no longer receive the record by mail.
Pension records by mail
The pension record is sent to all insured persons every third year. During 2023, Elo will be sending out pension records between August and October. The pension record will only be sent to those born during the months from May to August. Those who were born in or after 1962 will receive their pension record from Elo each year.
Frequently asked questions and answers about the pension record
You will find information of your earnings from the current year on your online pension record. After payment of your salary, it may take few days before the online record is updated. You can also find information of your earnings from the current year on the record that we send to your home address, but we send it every three years. Therefore, it is worth checking the online record.
Information on benefits and degrees that have accrued pension will be listed on your pension record in the spring after the year in which you received them or graduated.
Unemployment funds and Kela use the information in the pension record when calculating the length of your employment history as required for a job alternation leave. For further information about the calculation of your employment history, please contact your own unemployment fund. If you are not a member of any unemployment fund, you can request help from Kela.
You can apply for an adult education allowance from the Employment Fund, which also uses the information in the pension record to calculate the length of your employment history. For further information, contact the Employment Fund or utilise their online Employment history calculator.
TaEL earnings refer to income paid between 1986–2007 for work carried out as an artist or journalist. Between 1998–2007, TaEL earnings could also derive from short employment relationships, i.e., intermittent work, in the private sector.
The new Employees Pensions Act (TyEL) that entered into force at the beginning of 2007 replaced the former acts concerning TaEL and LEL pensions.
The pension record should be checked to ensure that the annual earnings from any LEL and TaEL employments have been registered correctly. If the LEL and TaEL earnings are listed under incorrect months, but the annual earnings are correct, this does not affect your pension security and the pension provider does not need to be informed.