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The employer insures its employees with TyEL insurance

TyEL insurance is statutory, meaning it is a mandatory insurance that secures your employees' pensions. You need TyEL insurance if your employee's salary is at least 71,72 euros per month in 2026 and they are at least 17 years old. Take out TyEL insurance no later than when paying the first salary.
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How do I proceed in these situations?

I want to transfer my insurance to Elo
I want to receive invoices electronically
I need more time to pay an invoice
There has been a change in my company's operations
I occasionally hire an employee
My employee is going on an international assignment
My employee is retiring
I no longer have any employees

Try the Wage calculator

When planning to hire an employee, you can easily calculate the total cost of employment with our wage calculator. Our calculator also helps when considering a salary increase for a current employee. With the wage calculator, you can easily estimate and compare the salary expenses of one or more employees.

Try the wage calculator 

 

Guidelines for employers

How much is the TyEL contribution in 2025? How do you report or correct information in the Incomes register? What should you do when your employee goes to work abroad? And how do you proceed when your employee retires? You can find answers to these questions in the Guidelines for Employers section.

Explore employer guidelines 

Our services for employers

We make managing insurance and pension matters clear and effortless for you, so you can focus on your core business. You get access to all services at the price of TyEL insurance.
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News and updates for employers

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