Take or transfer your TyEL insurance to Elo
There are differences between pension insurance companies. We believe in long-term partnership, and you will always receive personal and straightforward service from us.
On this page
Why TyEL from Elo?
Our services for employers
Insurance immediately online
Insurance by phone
How to transfer your insurance to us
TyEL insurance transfer times
Why TyEL from Elo?
1. Personal service
You can get service from us anywhere in Finland. Our partners serve you in pension insurance matters nationwide.
We make handling insurance and pension matters clear and effortless for you, so you can focus on your company’s core business.
2. Tools for maintaining work ability
The work ability of you and your employees is a critical success factor for the company.
We partner with you and offer concrete tools for managing work ability risks.
We help your company to grow and support the well-being of you and your employees.
More vibrant collaboration
You can get all the services you need to keep your employees and your company ready for the future: insurance and pension matters, work ability management services, vocational rehabilitation, as well as financing and premises.
How to transfer your insurance to us
Transferring your insurance is easy. Just fill out the transfer application, and we'll take care of the rest!
You can transfer your TyEL insurance to us when it has been valid for at least one year with the previous company. The transfer application can also be made in advance, even before the year has passed.
1. Authenticate with online banking credentials or a mobile certificate.
2. Fill in the details and submit the application.
3. We will inform you when your insurance is transferred to Elo.
4. We will terminate your current insurance on your behalf.
5. We will provide your new insurance number about a month before the insurance starts.
TyEL insurance transfer times
Your TyEL insurance can start at Elo on the first day of January, April, July, or October. You can specify the date in the transfer application from which your insurance will be managed by Elo. We always suggest the earliest possible date for you.
All pension insurance companies follow a common transfer schedule, where the insurance is terminated with the previous company 3 months before the desired start date. Once the insurance is terminated with the previous pension insurance company, it becomes effective at Elo after 3 months. You can also conveniently transfer your YEL insurance to us at the same time.
| Submit the transfer application by | Your insurance is transferred at the earliest |
| March 31 | July 1 |
| June 30 | October 1 |
| September 30 | January 1 |
| December 31 | April 1 |