Supporting entrepreneurs.
Manage your insurance matters effortlessly with us, so you can stay focused on growing your business.
YEL is the entrepreneur’s pension insurance
YEL, or “entrepreneur’s YEL,” is mandatory for all entrepreneurs whose annual work input is over 9,423.09 euros in 2026, whose business lasts more than four months in a row, who are actively involved in their business, and who are under 68–70 years old depending on their year of birth.
What should new entrepreneurs know about pension insurance? Are you wondering if YEL applies to light entrepreneurs? Find answers to these and more in our “Learn about YEL insurance” section.
Try the YEL calculator
When considering the price of YEL insurance, our calculator makes it easy to compare how different payment methods affect your insurance fee. If you are a new entrepreneur, you will also see the 22 % discount for new entrepreneurs, The calculator also clearly shows how the amount of your YEL income affects your future pension and different social benefits.
Instructions for entrepreneurs
YEL is the foundation of an entrepreneur’s social security
YEL is the foundation of an entrepreneur’s social security and much more than just pension coverage. It is mandatory pension insurance that builds your future pension and provides financial protection for you and your family in various life situations. With the right YEL income, you ensure your social security is at the correct level, for example, in case of illness, reduced work capacity, or family leave.
Our services for entrepreneurs
We make managing your insurance and pension matters simple and easy, so you can focus on running your business. All our services are included in the cost of your YEL insurance.
