Earnings-related pension record
On your pension record, you can see how your earnings-related pension has accrued throughout your career. By checking your record annually, you can ensure that your information is complete and that you receive the correct pension in due time.
You can review your pension record in Elo’s online service whenever it suits you best.
Who receives a pension record?
The pension record shows from which employment, self-employment, and social benefits you have accrued pension and how much. It is provided to everyone who has worked in Finland under earnings-related pension legislation or received certain unpaid benefits.
You can access your pension record electronically through our online service when your most recent employment or self-employment is insured with us.
We mail a paper pension record every few years to our insured employees and entrepreneurs over the age of 20 who have not viewed their record online.
How to check your pension record
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Log in to the online service
You can find your earnings-related pension record under the tab Pension Record and Calculator. Log in to the online service
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Review the information carefully
If the information in your pension record is correct, you don’t need to do anything. If there is an error or missing detail, check whether a correction request is necessary. -
Find out if a correction request is necessary
You can easily check with our tool whether there is anything that needs to be corrected in the information on your earnings-related pension record. If you find something to correct, you can submit a correction request after the check. The processing time for correction requests is about 6 months, and you will receive a written response. -
Select the electronic earnings-related pension record
Finally, start using the electronic record and check your earnings-related pension record whenever it suits you best. You will no longer receive the record by post in the future.
Why it’s worth checking your electronic earnings-related pension record
You get all these benefits when you check your earnings-related pension record in Elo’s online service:
- See your entire work history at once.
- Your information is securely stored.
- Check your record whenever it suits you best.
- No need to wait for paper mail at home.
- Submit corrections faster when you notice possible gaps in time.
- Check the details immediately once your pension starts to accrue.
- It’s worth checking your electronic pension record annually to stay informed about your future pension security and spot any corrections early.
Paper record has limited information
The paper-based pension record only includes employment details from the past six years.
Paper records are mailed every three years to employees and entrepreneurs aged 20 and over, if they have not viewed the electronic record.
Frequently Asked Questions
Current year’s earnings are available on the electronic pension record. The information is updated within a month after the payment date.
Details of benefits that accrue pension rights and completed qualifications appear on the record only in the spring of the year following the payment or completion.