Take or transfer YEL insurance to Elo

When you become an entrepreneur for the first time, you can receive the statutory discount for new entrepreneurs for up to four years.

You will receive personal service in the way that suits you, so you can focus on keeping your business running smoothly.

You can take care of your matters easily in our online service anytime. Our phone service resolves 93% of issues in a single call.

Fill in the application online – we will take care of the rest.  

1. Identify yourself with online banking credentials or a mobile certificate.
2. Fill in the details and send the application.
3. We will inform you when your insurance is transferred to Elo.
4. We will terminate your current insurance for you.
5. We will inform you of your new insurance number about a month before the insurance starts. 

You can transfer your YEL insurance to us once it has been in force for at least one year with your previous provider. You can also submit the transfer application in advance, even before the year has passed.

Your YEL insurance can begin on 1 January, 1 April, 1 July or 1 October. In your transfer application, you can specify the date from which you would like your insurance to be managed by Elo. We will always suggest the earliest possible start date.

All pension insurance companies follow a common transfer schedule. The insurance must be terminated with the previous provider three months before the desired start date. Once terminated, the insurance will start at Elo after three months.

You can transfer your TyEL insurance to us at the same time.

Submit the transfer application at the latest	Your insurance will transfer at the earliest
31 March	1 July
30 June	1 October
30 September	1 January
31 December	1 April

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