Take or transfer YEL insurance to Elo

1 You are important to us

We ensure you receive personal service the way you need. 

2 Fast and efficient service

You can manage insurance matters easily through our online service anytime. On the phone, we resolve 93% of issues in just one call.

Transferring your insurance is easy. Just fill in the transfer application, and we will take care of the rest! 
You can transfer your YEL insurance to us when it has been valid for at least one year in the previous company. The transfer application can also be made in advance, even before the year has passed. 

1 Identify yourself with online banking credentials or a mobile certificate. 
2 Fill in the details and send the application. 
3 We will inform you when your insurance is transferred to Elo. 
4 We will terminate your current insurance for you. 
5 We will inform you of your new insurance number about a month before the insurance starts. 

Your YEL insurance can start at Elo on the first day of January, April, July, or October. When completing the transfer application, you can choose the date you’d like Elo to manage your insurance. For you convenience, we recommend selecting the earliest possible start date.

All pension insurance companies follow a standard transfer schedule, where the insurance is terminated at the previous company 3 months before the desired start date. Once the termination is complete, your insurance with Elo becomes valid after this three-month period. You can also transfer your TyEL insurance to us at the same time.

Submit the transfer application by	Your insurance is transferred at the earliest
March 31	July 1
June 30	October 1
September 30	January 1
December 31	April 1

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