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We welcome you to become and Elo customer

Elo is a trusted name - every third Finnish company and more than 40 per cent of Finnish entrepreneurs have entrusted Elo with the care of their employment pension matters.

We make pension management easy and we are dedicated to providing the best personal service. If, perhaps, you would rather handle your matters electronically, that’s also easily done.

We are easy to approach and we handle your matters with a personal touch.

Our customers have been particularly satisfied with our functional service, positive attitude and carefree processes.

TyEL insurance is easy to get by simply completing an online application form.

Transfer your TyEL insurance to Elo

If you already have a valid TyEL insurance policy in another pension insurance company, you can transfer that insurance to Elo, if desired. Insurance transfers can take place starting on the first day of January, April, July or October. Simply send us a transfer application no later than three months before the date in question. Elo will handle the termination of the insurance policy with your previous company on your behalf.

Insurance transfers and new insurance applications are also possible through our partners, Fennia, LocalTapiola and Turva.

When do you need TyEL insurance?

When do you need TyEL insurance?

You will need to take statutory TyEL insurance coverage when you hire your first employee into an employment relationship. The insurance guarantees the pension security of that employee. Take the insurance no later than the end of the month following the employee's first salary payment month.

If you only pay wages occasionally, you can handle your TyEL obligation without any contract by using the notification for occasional employers.

Read more about the conditions for insuring >

More information about occasional employers >

If you are unsure as to whether you need to have TyEL insurance, please contact our Customer Service and we’ll help you to resolve the matter. We are available weekdays from 8 a.m.–4.30 p.m. at +358 (0)20 694 730.

TyEL application forms

Elo is here to help and support you

Elo's Online Service is always available for you to use whenever it's most convenient for you. For TyEL and YEL insurance matters, please call us at +358 (0)20 694 730 (weekdays 8 a.m.-4:30 p.m)