Foreign employees in Finland
If an employee comes from abroad to work in Finland, that individual shall primarily be insured in Finland. It is the foreign employer’s obligation to take TyEL insurance from Finland for the employee in question. One exception to this rule concerns posted employees from another country. A posted employee has received a certificate from the departure country that ensures that the individual is insured in that country even though he or she is working for a set period in Finland. The certificate is available to employees posted to Finland from an EU/EEA country, Switzerland or other country with which Finland has a social security agreement. Insurance coverage for those working in multiple countries simultaneously must also be resolved and they may, depending on the situation, also be eligible for an A1 certificate for posted employees.
Read more about insuring foreign employees in Finland from the website of the Finnish Centre for Pensions.
Insuring work done abroad:
In terms of employees who move to different countries for work, it is essential to determine in which country they are being insured. The determination of insurance for work abroad is primarily dependent on the countries between which the employee is moving as the result of a work assignment abroad.
The insuring of employees that move between Finland and other EU/EEA countries and Switzerland is governed by EU social security regulations. Additionally, Finland has entered into social security agreements with several other countries. The purpose of the regulations and agreements is to ensure that the insurance coverage of employees is not discontinued, but rather that they are insured by only one country at a time.