About Elo

Information about Elo

At Elo, we ensure that our customers receive the pensions they have earned. We help our client companies succeed and respond to the challenges of a changing working life. We manage our customers’ pension assets profitably, securely, and responsibly. The investment assets are well diversified internationally and across different asset classes. They secure the pensions and create a foundation for sustainable returns for decades to come.

Every third Finnish company and about 40 percent of entrepreneurs have chosen Elo as their earnings-related pension partner. We are responsible for the future pensions of 490,000 employees and entrepreneurs, we take care of 250,000 pension recipients, and we manage 30 billion euros in investment assets.

Governance and organisation

Elo is a mutual insurance company whose shareholders, according to the company’s articles of association, are its customers.

Get to know our governance and organisation

Responsibility

Responsibility means our commitment to operate honestly, ethically, and sustainably in all areas of our business.

Financial Information

Elo’s financial reports provide an up-to-date picture of Elo’s financial development and the state of the pension market. We publish our financial reports quarterly.

Explore our financial reports

Investing

The task of our investment operations is to invest the pension assets productively, safely, and responsibly.

Working at Elo

You matter to us. Even Mondays are good here. We succeed together. Nearly 470 Elo employees bring our employer promise to life, most of whom work in our accessible premises in Tapiola.

Current topics

For the media

Elo’s contact persons and communications team serve the media in matters related to pensions, finance and investments, as well as working life.

Contacts for the media

Elo's way of working

Transparency, responsibility and safety guide everything we do at Elo. In this compiled material, you will find our ethical guidelines, personnel principles, environmental responsibility, data protection, use of artificial intelligence, as well as the key practices of governance and supervision.

Explore Elo's documents

FAQ

The core of our operations is to ensure that our customers receive the pensions they deserve on time, both now and in the future. To achieve our goal, we need a wide range of expertise. Our team includes professionals in customer service, pension payments, administration, human resources management, ICT, marketing, sales, and investment.

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Governance Financial Reports and Annual ReportsResponsibilityInvestingWorking at EloCurrent topicsFor the mediaElo's way of workingElo's strategy