During retirement

Pension payments and payment dates

Pensions are paid on the first business day of each month.

Payment dates for pensions

Month	Payment Date
January	2.1.2026
February	2.2.2026
March	2.3.2026
April	1.4.2026
May	4.5.2026
June	1.6.2026
July	1.7.2026
August	3.8.2026
September	1.9.2026
October	1.10.2026
November	2.11.2026
December	1.12.2026

Pension taxation

Pension counts as taxable income. For pension taxation, we need your pension tax card.

Once you have received your pension decision, order a new tax card for pension income as soon as possible from the tax authority’s MyTax service. If your pension starts on 1 November or 1 December, order a tax card for both the starting year and the following year.

If you have received a pension in previous years, we automatically receive your pension tax rate from the tax authority each year, and you do not need to do anything. If the amount of your pension changes, you must order a new tax card yourself.

Read more about pension taxation

Pension card and pension certificate

With a pension card, you can get discounts on various services and products. You will receive the pension card once you have permanently retired.

Read more about the pension card and pension certificate

Working while receiving pension

You can work while receiving pension and accrue additional pension for yourself. The pension accrued from work done during retirement must be applied for separately – it does not start automatically.

Read more about working while receiving pension

Death of a pension recipient – instructions for family members

You do not need to report the death of a pension recipient to Elo if the person lived in Finland. However, if the person lived abroad, a family member must notify Elo.

The pension is paid until the end of the month of death, and the survivors’ pension secures the livelihood of the spouse and children.

Read detailed instructions for family members

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