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Entrepreneur's unemployment security

Unemployment security provides entrepreneurs with financial protection when business operations end. It also gives time to calmly plan the next steps.

Unemployment benefits for unemployed entrepreneurs

Different types of unemployment benefits include earnings-related allowance, basic allowance, and labor market support.

Earnings-related unemployment allowance from the Entrepreneur Fund

You can receive earnings-related allowance if:

  • You are a member of the Entrepreneur Fund
  • Your YEL income is at least €15,481 in 2026

As an entrepreneur, your earnings-related unemployment allowance is based on your YEL income. The higher your income, the better your protection against unemployment. Therefore, it is important to keep your YEL income up to date. Also, make sure your insurance contributions are paid so that the employment condition accumulates.

More information about earnings-related unemployment allowance

Kela’s unemployment benefits

If you are not a member of the Entrepreneur Fund, you can receive basic allowance or labor market support from Kela. The basic allowance requires that your YEL income is at least €15,481 in 2026 and that the employment condition is met. If these are not met, you can apply for labor market support. Labor market support is a means-tested benefit from Kela.

More information about basic allowance and labor market support

Did you become unemployed?

Register immediately on your first day of unemployment as a jobseeker at the Job Market. This is a prerequisite for receiving unemployment benefits.

When you stop working as an entrepreneur, apply to terminate your YEL insurance. The insurance ends on your last working day and can be terminated retroactively if necessary.

How much unemployment allowance would I receive?

Check our calculator to see how your YEL income affects unemployment allowance and other benefits.

Go to the YEL calculator

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