Employee’s disability pension
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How to apply for disability pensions
The employee applies for disability pensions in our online service for private customers and attaches the required documents to the application.
The employee discusses the matter with their treating physician. The treating physician issues a medical certificate B for the disability pension application. The employer has the possibility to discuss the matter, for example in an occupational health negotiation.
The employee completes the disability pension application in our online service for private customers and attaches the medical certificate B as well as a possible work ability negotiation memo.
At our request, the employer completes and submits the employer’s description to us in our online service for corporate customers.
What happens after Elo has issued the disability pension decision?
The employer receives information about the decision in our online service for corporate customers if the employee has been granted a pension. If the decision is a rejection or a preliminary decision, no information will appear in the online service for corporate customers. In this situation, the employer can ask the employee directly about the decision.
If the decision is positive, the employee transitions to disability pension either fully or partially, for a fixed term or permanently.
The employee can work alongside the pension within the limits of their personal income ceiling.
If the employee has received a preliminary decision on a partial disability pension or a partial rehabilitation subsidy, agree on part‑time work with the employee. After this, the employee completes the payment application in our online service for private customers and receives a separate decision on the payment of the partial disability pension or the partial rehabilitation subsidy in the online service.
We cannot take a position on legal employment relationship matters.
Disability pensions
Granted permanently:
- disability pension – full disability pension
- partial disability pension – 50 % disability pension
Granted for a fixed term:
- rehabilitation subdsidy – full disability pension
- partial rehabilitation subsidy – 50 % disability pension
Working while receiving a disability pension
During a disability pension, the employee may work up to their personal income ceiling without it affecting the payment of the pension. The employee can check their income ceiling in our online service.Read more about working while receiving a disability pension