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Am I eligible for vocational rehabilitation from Elo?
We can support your vocational rehabilitation if all the following conditions are met:
- you are not yet of old-age pension age, and
- there is a risk that you may need to retire on a disability pension in the coming years, and
- you have accrued earnings subject to earnings-related pension insurance or YEL income totaling at least €42,048.18 (in 2025) over the previous five calendar years, and
- you are not entitled to vocational rehabilitation based on an accident or traffic injury, and
- your vocational rehabilitation is appropriate, meaning it can support your continued employment or return to work.
In addition, you must have had earnings subject to earnings-related pension insurance or a valid YEL insurance during the past 36 months. This requirement is also met if, during this period, you have cared for a child under 3 years old or an adopted child over 3 years old and have been absent from paid employment for this reason.
77% of Elo’s vocational rehabilitation clients returned to the labor market in 2024
Amount of rehabilitation allowance
You can see the estimate of the amount of your future rehabilitation allowance in our online service under the “Earnings-related pension record and pension estimates” tab. If you have already received a preliminary decision on vocational rehabilitation, you will find an estimate attached to the decision.
Recipients of rehabilitation subsidyt are not granted a rehabilitation allowance, but instead receive a rehabilitation increment, which is 33% of the amount of rehabilitation subsidy.
Phases of applying for vocational rehabilitation
1. Before applying for rehabilitation
Check the eligibility criteria for Elo’s vocational rehabilitation, obtain a B medical certificate, and check the amount of your rehabilitation allowance in our online service.
You will find this information on this page.