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Can I get vocational rehabilitation from Elo?

We can support your vocational rehabilitation if all the following conditions are met:

  • you have not yet reached the age limit for old-age pension, and
  • there is a risk that you will have to retire on a disability pension in the next few years, and
  • you have had earnings covered by pension insurance or YEL income totalling at least €43 028,38 (in 2026) over the five preceding calendar years, and
  • you are not entitled to vocational rehabilitation granted on the basis of an accident or a traffic accident, and
  • your vocational rehabilitation is appropriate, meaning that it can support you in continuing in working life or returning to working life.

In addition, you must have had earnings covered by earnings-related pension insurance or a valid YEL insurance during the past 36 months. This condition is also met if, during this period, you have taken care of a child under 3 years old or an adopted child over 3 years old and have been absent from gainful employment for this reason.

77% of Elo’s vocational rehabilitation clients returned to the labour market in 2024

Amount of rehabilitation allowance

You can see an estimate of the amount of your future rehabilitation allowance using the pension calculator in our online service under the Pension record and estimates tab. If you have already received a preliminary decision on vocational rehabilitation, you can find an estimate in the attachment to the decision.

Recipients of a rehabilitation subsidy are not granted a rehabilitation allowance, but instead receive a rehabilitation increment, which is 33% of the amount of rehabilitation subsidy.

See an estimate of your rehabilitation allowance in our Online Service

Stages of applying for vocational rehabilitation

The application process for rehabilitation is divided into four stages.

1. Before applying for rehabilitation

Applying for rehabilitation starts with checking the preconditions for receiving the right to rehabilitation and checking the amount of your rehabilitation allowance.

You will find this information on this page.
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