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Security in case of a reduced work ability

Vocational rehabilitation may provide the means for you to continue working or to return to working life even though your work ability is reduced. Sometimes, however, rehabilitation is insufficient and it may be necessary to apply for disability pension. Find out which option works best for your particular health situation. Elo will work with you to help find the alternative that is right for you.

What do I do if an illness or injury is impairing my work ability?


Discuss different options with your doctor. 



Ask your doctor for a medical statement B to attach to an application.


Apply for vocational rehabilitation or disability pension.

Manage your pension and rehabilitation matters online

In Elo’s Online Pension Service, you can do the following:

  • Get an estimate of the rehabilitation allowance.
  • Apply for rehabilitation and related cost reimbursements.
  • Get an estimate of the disability pension amount.
  • Apply for disability pension.
  • Apply for the continuation of the rehabilitation subsidy.


Vocational rehabilitation is always the primary alternative to disability pension. It is intended to provide a means to re-enter working life, if you are able to work despite having an illness or injury.

Elo’s Online Pension Service is an easy way to apply for a preliminary decision concerning your eligibility for vocational rehabilitation. You will need a medical statement B for your application.

Read more about rehabilitation >

Disability pension

You are entitled to disability pension if you are under your personal pensionable age, you are unable to work because of an illness or injury and rehabilitation is not an option in your health situation.

Disability pension can be applied for through Elo’s Online Pension Service. Please note that you will need to submit a medical statement B with your application.

Read more about disability pension > 

Elo is here to help and support you

Elo's Online Pension Service enables you to manage your pension and benefit matters whenever it’s most convenient for you. For pension and benefit matters, please call us at +358 (0)20 694 717 (weekdays 8 a.m.–5 p.m.)
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